<?xml version="1.0" encoding="UTF-8"?>
<urlset
      xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
      xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
      xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9
            http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
<!-- created with Free Online Sitemap Generator www.xml-sitemaps.com -->


<url>
  <loc>https://www.kierstenjackson.com/</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>1.00</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/about</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/testimonials</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/why-use-a-mortgage-broker</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-pre-approval</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-first-time-home-buyers</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-selfemployed</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-new-to-canada</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-investment-properties</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-debt-consolidation</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-renewals</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-refinancing</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-homeequity-renovations</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-credit-repair</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-vacation-homes</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/rates</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgage-calculators</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/faqs</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/glossary</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/links-of-interest</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/video</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/contact</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgage-application</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgage-services</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/130/poloz-appears-in-no-rush-to-move-interest-rate-warns-of-trade-threats</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/125/when-is-the-best-time-to-get-pre-approved-for-your-next-mortgage</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/126/3-easy-steps-to-building-repairing-or-increasing-your-credit-score.</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/privacy</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/sitemap</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.80</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/128/there-is-more-to-your-mortgage-than-just-the-rate</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/123/central-bank-holds-rate-notes-%E2%80%98increased-uncertainty%E2%80%99-on-timing-of-future-hikes</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/95/should-you-spend-the-full-mortgage-amount-youre-approved-for</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/94/take-advantage-of-low-interest-rates-%E2%80%93-refinance-your-mortgage-today</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/102/strategies-to-dig-yourself-out-of-the-debt-hole</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/86/why-you-need-an-emergency-fund-and-how-to-get-one</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/97/the-benefits-of-investing-in-income-producing-properties</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/category/26/financing</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/category/19/mortgages</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/category/34/real-estate</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4166/latest-in-mortgage-news-despite-challenges-majority-of-canadians-plan-to-buy-a-home</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4165/the-pandemic-housing-craze-is-fuelling-another-boom-reverse-mortgages</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4150/canadian-home-sales-remain-historically-strong-in-october</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4145/what-you-need-to-know-about-mortgage-down-payments</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4140/bank-of-canada-sees-interest-rates-at-record-lows-until-2023</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4136/home-prices-up-17-in-september-but-some-signs-of-cooling-emerge</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4132/bank-of-canada-head-says-pandemic-response-will-boost-risks-from-future-economic-shocks</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4121/millennial-demand-for-detached-homes-is-surging-during-pandemic-cur</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4119/mortgage-costs-stay-low-central-bank-keeps-interest-rate-at-rock-bottom-level</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4117/stricter-mortgage-rules-arent-hurting-homebuyer-demand-as-sales-soar</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4115/banking-regulator-phasing-out-pandemic-related-rules-on-mortgage-deferrals</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4114/home-prices-set-new-record-high-sales-surpass-pre-covid-levels</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4112/rising-buyer-demand-for-suburban-homes-started-before-pandemic-cur</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4111/canadas-housing-market-seeing-v-shaped-recovery-td</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4110/canada-home-sales-continue-surge-rising-26-to-record-in-july</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/category/10</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4169/housing-supply-trends-in-canadas-largest-metropolitan-areas</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4167/small-town-housing-boom-could-be-short-lived-cibc</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4168/home-sales-spiked-49-in-western-canadian-province</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4160/bmo-uncovers-simple-reason-canadian-house-prices-now-46-higher-than-u.s.</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4161/major-cities-losing-residents-to-surrounding-cmas-statcan</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4162/canadian-home-prices-record-highest-december-gain-since-2009</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4157/first-time-home-buyer-incentive-to-become-more-useful-in-select-markets</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4158/covid-19-vaccine-deployment-will-shape-canadas-housing-market-in-2021</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4156/record-low-supply-and-interest-rates-fuel-record-october-home-prices</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4155/octobers-housing-market-snapshot-the-market-stays-hot-as-the-weather-cools-down</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4153/home-prices-record-highest-october-increase-in-22-years-teranet</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4154/canada-house-price-index-has-hottest-october-on-record</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4151/canadas-condo-markets-face-perfect-storm-as-rental-rates-tank-costs-jump</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4152/october-home-sales-up-32-annually-as-prices-set-new-record-crea</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4149/your-complete-home-maintenance-timeline-simplified</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/category/11</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4159/canada-job-growth-slows-impact-of-new-lockdowns-still-to-come</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4147/running-out-of-financial-aid-during-the-pandemic-money-expert-on-what-to-do-next</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4148/why-debt-is-still-a-four-letter-word-for-housing-markets</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4143/these-end-of-year-tax-tips-will-help-those-who-received-cerb-and-other-pandemic-benefits</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4141/canada-dollar-seen-rising-u.s.blue-wave-would-bolster-prospects-poll</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4137/4-in-10-canadians-worried-about-covid-19s-impact-on-their-retirement-plan-poll</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4134/majority-of-gen-z-canadians-close-to-insolvency-amid-coronavirus-pandemic-poll-finds</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4131/canadas-low-earners-lost-1-in-5-jobs-high-earners-gained-work-in-pandemic-cibc</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4127/cerb-to-ei-what-to-know-about-transitioning-to-the-new-coronavirus-benefits</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4125/feds-begin-new-sitting-by-boosting-covid-19-recovery-benefit</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4126/canada-government-proposes-three-new-coronavirus-benefits-could-help-with-confidence-vote</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4120/household-debt-ratio-drops-to-158-of-disposable-income-down-from-175</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4118/bank-of-canada-head-says-uneven-recovery-could-hit-living-standards-for-all-canadians</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4113/consumer-confidence-is-approaching-pre-pandemic-levels</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4105/consumer-confidence-turns-positive-in-canada</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/category/12</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgage-process</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/documents/8544_electronicmortgagepalapplication.pdf</loc>
  <lastmod>2019-04-02T16:50:43+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages-home-purchases</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/home</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/thank_you</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/mortgages_homeequity_renovations</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/blog/post/119/4-hidden-problems-that-could-be-hurting-your-home-sale</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4097/bank-of-canada-signals-no-rate-hikes-until-at-least-2023</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4094/interest-rates-will-be-low-for-a-long-time---bank-of-canada-governor-tiff-macklem</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4068/first-time-homebuyer-these-rebates-credits-can-save-you-money</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4059/macklem-bank-of-canada-has-no-immediate-intention-to-raise-rates</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4053/canadas-housing-agency-admits-lack-of-diversity-vows-review-through-racial-lens</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4046/canadian-mortgage-rates-hit-all-time-low</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4037/cmhcs-new-mortgage-rules-cut-maximum-purchase-price-by-up-to-12-experts</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4034/canadas-mortgage-insurer-tightens-rules-as-it-forecasts-home-price-drop-of-up-to-18</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4024/bank-of-canada-holds-says-covid-impact-appears-to-have-peaked</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4025/cmhcs-fight-with-housing-industry-over-falling-prices-just-a-big-misunderstanding</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4022/housing-market-will-avoid-extreme-stress-thanks-to-government-stimulus-cur</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4014/posthaste-canadians-could-see-record-low-interest-rates-until-2022</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3999/cmhcs-evan-siddall-warns-canadian-homebuyers-face-debt-cliff-this-fall</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3978/mortgage-rates-may-remain-at-historic-lows-until-2022</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3945/why-canadas-big-banks-cant-afford-to-screw-up-their-response-to-the-coronavirus-crisis</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3926/boc-sees-risk-of-structural-damage-ramps-up-bond-buying</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3928/with-baby-steps-provinces-prepare-for-a-return-to-work</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3929/bank-of-canada-interest-rate-announcement-and-release-of-the-monetary-policy-report</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3907/bank-of-canada-key-interest-rate-cut-to-lowest-level</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3905/cmhc-ceo-wants-to-reassure-homeowners-&amp;-landlords-about-the-safety-net-being-put-in-place</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3904/canadas-big-banks-offer-6-month-mortgage-deferrals-on-case-by-case-basis</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3903/canadians-may-get-mortgage-holiday</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3902/canadian-interest-rates-may-be-heading-for-an-april-cut-bmo</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3900/bank-of-canada-rate-announcement-march-2020</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/3899/canadian-interest-rate-cuts-expected-in-march-and-april-oxford</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4146/is-it-the-right-time-to-buy-an-investment-property</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4144/covid-19s-second-wave-no-obstacle-to-canadas-big-city-housing-markets</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4142/immigration-unemployment-and-skittish-investors-are-biggest-challenges-facing-housing-mar</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4139/saving-for-a-renovation-these-5-small-things-can-keep-you-on-budget</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4138/home-prices-just-recorded-second-highest-september-increase-in-22-years</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4135/canadas-average-house-price-soars-17.5-in-very-strange-year-for-real-estate</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4133/single-family-home-prices-kept-accelerating-across-canada-in-september-rbc</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4130/government-financial-aid-made-canadian-homes-more-affordable-during-pandemic-rbc</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4128/canadian-house-prices-housing-inequality-set-to-jump-in-wake-of-pandemic-experts</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4129/canadian-home-sales-climb-again-set-record-for-august-crea</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4123/canadian-home-prices-rise-in-august-as-market-shows-signs-of-firming</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4124/canadian-home-price-increases-accelerated-in-august-teranet</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4122/condo-and-detached-home-price-trends-are-diverging-rbc</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4116/new-home-prices-to-stay-strong-this-fall-despite-pandemic-uncertainty</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4109/edmonton-area-real-estate-market-hot-despite-covid-19-pandemic</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4108/builders-post-best-month-for-home-construction-in-over-2-years</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4106/strong-demand-drives-home-price-surge-in-toronto-and-vancouver-central-1</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4107/housing-starts-in-canada-just-surged-a-lot-more-than-anyone-expected</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4103/toronto-home-sales-soar-to-record-in-july-on-pent-up-demand</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4104/housing-market-more-resilient-than-expected-during-pandemic-rbc</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4102/a-step-by-step-guide-to-buying-your-first-home-in-a-year</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4101/home-sales-continued-to-rebound-in-june-after-pandemic-freeze-earlier-this-year</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4099/real-estate-optimism-sparks-new-life-into-canadian-consumers</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4096/home-prices-forecast-to-rise-8-by-2022-capital-economics</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4095/covid-19-cannot-slow-demand-in-toronto-real-estate-market</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4100/with-interest-rates-staying-lower-for-longer-what-does-this-mean-for-you</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4093/canada-added-953000-jobs-in-june-unemployment-rate-fell-statcan</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4069/big-jump-in-canadian-confidence-bodes-well-for-recovery</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4085/loonie-could-hit-pre-coronavirus-levels-if-stocks-oil-continue-to-recover-poll</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4079/53-of-canadians-support-a-four-day-work-week-survey</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4080/expanded-ceba-now-available-through-big-banks</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4077/most-competitive-economies-ranking-puts-canada-ahead-of-u.s.-for-1st-time</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4074/eight-more-weeks-of-cerb-to-cost-17.9-billion-budget-officer-says</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4065/canadians-facing-cerb-gap-receive-explanation-via-government-email</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4066/trudeau-pushes-wage-subsidy-as-expanded-ceba-delayed</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4062/whats-the-safest-way-to-travel-your-covid-19-questions-answered</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4058/annual-inflation-rate-falls-to--0.4-in-may-statistics-canada</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4055/feds-looking-to-extend-cerb-payments-trudeau-says</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4057/consumer-debt-loads-drop-for-first-time-in-a-decade-in-canada</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4048/alternatives-to-keeping-dead-money-in-an-emergency-fund</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4050/canadians-can-still-travel-to-the-u.s.-during-the-covid-19-pandemic-%C3%A2%E2%82%AC%E2%80%9D-just-not-by-car</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4042/exclusive-canada-u.s.-set-to-extend-border-closure-to-end-july---sources</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4039/resilient-canadian-homebuilders-face-threat-of-slower-population-growth-td</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4030/canadas-unemployment-rate-reaches-record-13.7</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4031/canada-unexpectedly-adds-289600-jobs-on-gradual-reopening</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4027/covid-19-refunds-what-to-know-about-credit-card-chargebacks</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4028/labour-market-starts-recovery-in-canada-as-workers-slowly-return</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4026/canadian-labor-productivity-grows-by-3.4-in-first-quarter</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4021/the-daily-chase-stocks-rally-despite-unrest-polozs-term-comes-to-an-end</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>
<url>
  <loc>https://www.kierstenjackson.com/index.php/articles/viewarticle/4023/what-you-need-to-know-about-the-new-june-1-tax-filing-deadline</loc>
  <lastmod>2021-02-19T18:49:52+00:00</lastmod>
  <priority>0.51</priority>
</url>


</urlset>